Construction Funding
Fast funding for contractors and builders.
Apply online in about 3 minutes. Cover materials, payroll, equipment or the gap between billing milestones with a same-day decision and funding in as little as 24 hours.
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Funding up to $500,000
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Funding in as little as 24 hours
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Decisions based on your revenue
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Minimal paperwork
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Simple, clear terms
Merchant Cash Advance
Minimum Requirements
These are the basic criteria to be eligible for a Merchant cash advance with Monark.
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$10,000 in monthly revenue
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550+ Credit score
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6+ months in business
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Business bank account
How Funding Works for Construction Companies
Construction companies carry material, labor and equipment costs long before a project pays out. A merchant cash advance gives you a lump sum today in exchange for a portion of your future sales, so you can start the next job without waiting on the last one.
What contractors use it for
- Materials for a new project
- Payroll and subcontractors
- Tools, vehicles and equipment
- Bridging the wait between billing milestones
A simple example
Say you win a job that needs $35,000 in materials up front, but the first payment is weeks away. Once approved, the funds can reach your account in as little as 24 hours. You pay a set amount over time through small daily or weekly payments, so your cost is known up front. Your exact amount, term and payment depend on your business and your agreement. We walk you through every number before you accept anything.
Other options for contractors
Need a flexible cushion for ongoing project costs? A line of credit may fit. Buying a specific machine or vehicle? See equipment financing.
What happens after you apply
- Apply online in about 3 minutes.
- Get a decision from a funding specialist, often the same day.
- Review your offer with no obligation to accept.
- Get funded in as little as 24 hours after you accept.
Ready to see what you qualify for? See My Options or call (954) 355-6622.
Speak to a funding specialist
Speak with a funding specialist to see what you qualify for. No obligation.
Frequently asked questions
Funding is often same-day, and as little as 24 hours is typical once your documents are in.
To get started, we normally need a short application and 4 months of business bank statements.
Yes. You can use the funds for any business purpose, including materials, payroll, subcontractors and equipment.
Payments are small and scheduled, and we show you the payment amount up front. You should only accept an offer that fits your cash flow, including the weeks between billing milestones.
Yes. If you want financing tied to one purchase, see our equipment financing page.
It usually doesn’t affect your credit score. In some cases a soft credit check may be used, and we’ll let you know first.