Monark Capital
Real Offers. Real Fast. Real Simple.
$10,000 to $500,000, decided today and funded in as little as 24 hours, for the business that can't afford to wait on a bank.
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Apply Online
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Get Approved
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Get Funded
While You Wait, It Costs You
The typical small business runs on a 27-day cash cushion. Banks answer in weeks. We answer today.
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3 minutes to apply
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Same-day decision
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Funded in 24 hours
The Bar Is Lower Than You Think
More owners skip applying than actually get declined. Three things qualify you and they're already sitting in your inbox.
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Been open 6 months? You qualify
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Got 3 months of statements? You qualify.
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Moving $10K a month? You qualify.
Credit Isn't the Whole Picture.
Most declines trace back to existing debt, not a FICO number. We underwrite the deposits moving through your account right now.
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FICO 550+ funded daily
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Deposits over credit score
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A past decline isn't a no
Let's Talk
Speak With a
Funding Specialist
No queue. No script. Just someone who can actually help.
Find Your Funding
Business Line of Credit
Draw what you need, repay it, draw again. You only pay for what you actually use.
Term Loan
A lump sum with a fixed payment and a set end date, so you know the total cost on day one.
SBA Loan
Government-backed financing with longer terms and lower rates for owners who can wait a little longer.
Equipment Financing
The equipment itself secures the loan, which usually means easier approval and better pricing.
Invoice Factoring
Turn unpaid invoices into cash now instead of waiting 30, 60, or 90 days for your customer to pay.
Merchant Cash Advance
Funding against future card sales, repaid as a small share of daily revenue. Slow week, smaller payment.
Time is Money
Get Up To $500,000
Apply in 3 Minutes
Stop Waiting for a "Maybe"