Monark Capital
Get Funded Fast.
$10,000–$500,000
for Your Business.
Apply in about 3 minutes. Same-day decisions, with funding in as little as 24 hours.
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Apply Online
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Get Approved
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Get Funded
Qualifying Is Easier Than You Think
Many owners never apply because they assume they won't qualify. Three basics may qualify you, and you probably already have them.
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Open 6+ months? You may qualify.
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Have 4 months of bank statements? You may qualify.
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Bringing in $10K+ a month? You may qualify.
Credit Isn't the Whole Picture
Your credit score isn't the only thing that matters. Approvals focus on the deposits moving through your business account right now.
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550+ credit score considered
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Revenue matters, not just score
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A past decline isn't the end of the road
Don't Let Waiting Cost You Business
Banks can take weeks to answer. Apply in minutes and know where you stand the same day.
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About 3 minutes to apply
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Same-day decision
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Funding in as little as 24 hours
Find Your Funding
Business Line of Credit
Draw what you need, repay it, draw again. You only pay for what you actually use.
Term Loan
A lump sum with a fixed payment and a set end date, so you know the total cost on day one.
SBA Loan
Government-backed financing with longer terms and lower rates for owners who can wait a little longer.
Equipment Financing
The equipment itself secures the loan, which usually means easier approval and better pricing.
Invoice Factoring
Turn unpaid invoices into cash now instead of waiting 30, 60, or 90 days for your customer to pay.
Merchant Cash Advance
Funding against future card sales, repaid as a small share of daily revenue. Slow week, smaller payment.
Let's Talk
Speak With a
Funding Specialist
No queue. No script. Just someone who can actually help. Trusted by 600+ businesses.
Frequently asked questions
A merchant cash advance isn’t a loan with an interest rate. You receive a lump sum and repay a fixed total, which is the advance multiplied by a factor rate. Factor rates commonly run from about 1.1 to 1.5, depending on your revenue, time in business and bank activity. For example, a $50,000 advance at a 1.3 factor rate means a fixed total of $65,000, typically repaid over several months. Your exact total is shown before you sign, so you know the full cost up front.
Payments are taken automatically from your business bank account, daily or weekly depending on your offer. There’s no monthly bill to remember.
To get started, we normally need a short application and 4 months of business bank statements.
Funding is often same-day, and as little as 24 hours is typical once your documents are in.
It usually doesn’t affect your credit score. In some cases a soft credit check may be used, and we’ll let you know before we do anything.
Time is Money
Get Up To $500,000
Apply in 3 Minutes
Stop Waiting for a "Maybe"